Notify your employer – By law, you must report your work-related injury to your employer within 90 days after it occurred in order to be eligible for benefits. But we recommend notifying your employer as soon as possible. We also recommend that you provide the notification in writing and keep a copy for yourself. This provides documentation for your claim. In your notification include the date the injury occurred (or date you learned about a work-related illness) and describe how it is related to your job (such as a workplace accident).
Get medical attention – Do this even if you feel OK. A doctor can determine the extent of your injury and the treatment needed. Be sure to tell the doctor about any accident or workplace conditions related to your injury (or illness). This is also important because the doctor will document your injury, which will help your claim for benefits.
Consult a workers’ compensation attorney – There is no requirement to have a lawyer when filing a claim for workers’ compensation benefits. But the laws governing the workers’ compensation system in Iowa are complex. Employers and insurance companies have lawyers looking out for their best interests. A workers’ compensation attorney will look out for you. During a consultation, a lawyer can explain your rights and what to expect from your claim for benefits.
Workers’ compensation benefits include coverage of all reasonable and necessary medical treatment for your injury, as well as partial wages while you are unable to work. But employers and insurance companies routinely challenge claims in an effort to keep benefits low. That’s why it’s important to protect your rights and get the advice of a workers’ compensation lawyer. If you were injured in a workplace accident, call us at 319-887-1690 for a free consultation.