- Permanent partial disability-The worker is eventually able to return to work, but has lost function in one or more parts of the body.
- Permanent total disability-The injury has left the worker unable to return to employment.
There are limits and rules that apply to these benefits. For example, the state establishes a maximum of 500 weeks for receiving permanent partial disability benefits. Payments are also based on the specific body part affected, as well as the percentage of loss of functionality. Other payments are determined by the reduction in potential earning capacity left by the injury.
Workers who are determined to be left with a permanent partial disability are eligible to receive benefits weekly for the rest of their lives. In some cases, workers are found to have been wholly disabled by the workplace injury. In others, workers are left with ability so limited as to make them unemployable.
Fighting for your rights
Employers and insurance companies often challenge an employee's claim of permanent partial of total disability. They may claim your injury is not that bad, and the doctor they chose to treat your injuries may agree. But that doesn't mean it's the correct determination. It just means you need an aggressive workers' compensation attorney to fight for your rights.
Attorney Paul McAndrew has been helping injured workers with their claims for decades. He knows the tactics employers and insurance companies use, and he knows how to navigate the system to help you get fair treatment for your work injury. He knows how to gather evidence to build a strong case that gets results.
Paul puts your interests first
Paul knows how long-term and permanent injuries can impact workers and their families. It affects them physically, emotionally, mentally and financially. There are rising medical expenses while there is a loss of income. Many families struggle to maintain their quality of life and hold onto their homes.
If you've been left with a long-term or permanent injury after a workplace accident, you need an experienced lawyer on your side. Paul will fight to get you the benefits you deserve - whether through negotiation, appeals and hearings in front of the Iowa Division of Workers' Compensation, or court proceedings.
Contact us for a free consultation about your claim. Call 319-887-1690 today to get started.