The Workplace Injury Litigation Group
WILG is the national non-profit membership organization dedicated to representing the interests of millions of workers and their families who, each year, suffer the consequences of work-related injuries or occupational illnesses and who need expert legal assistance to obtain medical care and other relief under workers’ compensation programs.
The Iowa Association of Workers’ Compensation Attorneys
IAWC is an association of attorneys actively engaged in the area of workers’ compensation law on behalf of employers, insurance carriers, and injured workers. IAWC’s objective is to promote the administration of justice, provide continuing legal education in the area of workers’ compensation law, and enhance the effectiveness of the workers’…
The Iowa Workers’ Compensation Division
Iowa Workforce Development (IWD) commits its resources to Iowa’s prosperity by working to ensure the income security, productivity, safety, and health of all Iowans. The department strives to provide safe workplaces, provide a productive and economically secure workforce, provide all Iowans with access to workforce development services, and create a model workplace.
National Institute for Occupational Safety and Health
The Occupational Safety and Health Act of 1970 established NIOSH. NIOSH is part of the U.S. Centers for Disease Control and Prevention, in the U.S. Department of Health and Human Services. It has the mandate to assure “every man and woman in the Nation safe and healthful working conditions and to preserve our human resources.” NIOSH has more than 1,300 employees from a diverse set of fields including epidemiology, medicine, nursing, industrial hygiene, safety, psychology, chemistry, statistics, economics, and many branches of engineering. NIOSH works closely with the Occupational Safety and Health Administration (OSHA) and the Mine Safety and Health Administration in the U.S. Department of Labor to protect American workers and miners.
State By State Workers Compensation Insurance Regulations
Workers’ Compensation insurance is regulated on a State-by-State basis, and so there can be important differences in the way employers handle their Workers’ Compensation exposures in various states, and important differences in how premiums are calculated.
NCCI is not a regulatory agency, though sometimes people think it is. It is an independent not-for-profit corporation created by the insurance industry to consolidate and standardize the fine details of Workers Compensation insurance premium computation.
Here are some details, state by state, with links to important regulatory agencies.
State by State Workers Compensation Benefits
Workers Compensation Insurance, or worker’s comp as it is commonly known, is a statutory insurance protection provided to workers who are injured in the course and scope of their employment. Workers’ Compensation is called a statutory coverage because workers compensation benefits are established by state statutes (statutory law).
Each state and territory of the United States sets its own workers’ compensation laws. Therefore, covered benefits and benefit levels differ from state to state.
Since each state sets its own workers’ compensation laws and benefits, each state has its own department or division to handle its workers’ compensation program.